Avanti Travel Insurance was created in 2009 and is based in Braintree, Essex. Avanti was taken over by new owners in Northamptonshire in 2017 and are now run by travel insurers, the Howserv group.

Travel insurance with medical conditions – Cover for pre-existing conditions, without the nasty surprises

If you have a pre-existing medical condition, then a standard travel insurance policy may not cover the things that matter most to you, such as emergency care abroad or coming home early if your health takes a turn for the worse.

Different travel insurance is needed for pre-existing medical conditions. It is designed to reflect your health. A cover that honors your condition. And assistance when you need it.

Avanti insurance offers unlimited medical expenses, cancelation protection if your condition impacts your trip, 24/7 emergency helpline and support to get you home if your health changes whilst abroad. You can receive cover at any age and if you lose your medication they’ll assist you acquire a replacement locally. Because as it pertains to your health, you deserve to feel supported, not stuck.

It’s not just travel insurance, it’s travel reassurance!

If something does go wrong they’ll always try to make it right. Good to know, especially if you have pre-existing health conditions.

That’s Travel Reassurance.

What medical conditions do you have to declare for travel insurance?

They’ll inquire about any medical conditions you’ve had in the past two years – even if they’ve been treated or seem under control now – just to make sure your insurance gives you the proper level of cover.

A pre-existing medical ailment refers to any condition that you have:

• had symptoms of
• told a doctor about it
• had medication, therapy or surgery (including anything scheduled but not yet started) for
• had any examinations, consultations or medical testing for

Appointments or examinations for non-routine or follow-up. They’ll also ask if you’ve ever had a problem that affects your heart or circulation – such as high blood pressure, a stroke or heart disease – even if it’s well managed now.

Policy levels to suit your trip

What’s included in Avanti travel insurance?

Your policy covers more than simply medical cover.

Usually they cover:

• Cancelation – up to £7,500 per person if you have to cancel before you leave or cut your vacation short.
• Emergency medical expenses – up to infinite cover, depending on your coverage.
• Repatriation – Help to get you safely home if you get very ill overseas.
• Lost or stolen luggage – up to £3,000 to replace your stuff.
• Passports and travel documents provide cover if the essentials are lacking.
• Money and valuables – support if your holiday cash or personal belongings are taken.
• Personal liability — if you accidently injure someone or destroy something.
• Delayed Departures or Missed Connections – assistance if your travel arrangements go awry.

Add alternative extras, like cruise or winter sports cover!

What isn’t covered?

You will be prompted to tell them about medical issues you might have when you obtain your quote. They’ll ask you a few short questions about your condition so that they can discover the best coverage for your needs.

Some of the questions they may ask will be about your:

• Traveling against medical advice — if your doctor says “not this time,” you’re not covered.
• Not disclosing a medical issue – even if it seems small, keeping it off your quote could harm your cover.
• Treatment abroad — they don’t cover vacations that are organized around medical treatment.
• Accidents involving alcohol or drugs — if you’re in an accident while under the influence, your coverage won’t cover you.
• Routine care abroad — they won’t pay for check-ups or treatment that you could have got at home.

They won’t need to see your medical records, but if you have any concerns at all, it’s a good idea to speak to your GP before you give them a call.

Travel with Confidence with Avanti Travel Insurance

Traveling with a pre-existing medical condition doesn’t mean you have to cut corners on your holiday preparations. Avanti Travel Insurance provides cover alternatives to help those with pre-existing health conditions find acceptable protection for their journeys. By revealing your medical history and selecting a coverage that matches your needs, you can travel with greater peace of mind. If you’re after a quiet break or an action-packed adventure, have a look at Avanti’s pre-existing medical problems travel insurance for cover that lets you travel with peace of mind.